CALIFORNIA FORECLOSURE AVOIDANCE OPTIONS

If your property is located in California, your current loan servicer is HomeAmerican Mortgage Corporation, you are unable to afford your mortgage payments and are concerned about foreclosure of your home, the following options may be available to you to avoid foreclosure:

• Loan modification
• Deed in Lieu of Foreclosure
• Refinancing
• Short sale
• Forbearance agreement
• Pay-off

Take the following steps:

FIRST STEP: GATHER DOCUMENTS

What documents do I need to provide?

• Income verification
• A detailed statement of the reasons for your inability to pay your mortgage
• Any recent appraisals, listing agreements for the sale of the property and any offers for purchase of the property (if applicable)

This list is not all inclusive and other documentation may be required.

NEXT STEP: CALL US

Contact our customer service department at 800-772-8024 between the hours of 8:00 a.m. and 5:00 p.m. MT, Monday through Friday to discuss your financial situation and explore options for avoiding foreclosure.

AVAILABILITY OF HUD COUNSELING AGENCY

To find a HUD-certified housing counseling agency near you, call 800-569-4287 or TTY/TTD 800-877-8339.

Servicer reserves the right, to accept or deny any requests for foreclosure avoidance in its sole and absolute discretion.